ShopsFit's Buy Now Pay Later Scheme is one of Nigeria's leading e-commerce platform that
specializes in consumer buying goods on credit.
Shop at your favorite e-commerce shopsfit.com. From finding what you love, to paying over time, we make every step smoooth. Millions of people have discovered the benefits of online shopping with ShopsFit's payment plans. Try before you buy, or pay over time. No matter what you need, we've got a flexible option to fit your budget.
It can be accessed by Salaried and Non-Salaried individuals
Salaried Individuals –. You can access a personal loan if your salary account is domiciled in any other Bank or with Sterling Bank. It is opened to all account holders in Nigeria.
Non-Salaried Individuals – You can access a personal loan if you are self-employed, a business owner, a professional, a trader etc., with accounts in any other bank or with Sterling Bank.
You can access a personal for a tenor of up to 12 months.
if you belong to a Sterling Community i.e. your company has been onboarded on the Specta platform, you can access a personal loan for a tenor of up to 36 months.
Sign up for your CredPal personal account free. If you need help signing up, please read this guide to walk you through the process.
CredPal offers full protection from unauthorized transactions so you can trust that your finances are secure. The safety of your account is important to us. If you notice a suspicious transaction, you can prevent additional fraudulent behaviour by freezing your card(s). Learn how to freeze your cards here. Our support team is also available for assistance on all related matters at firstname.lastname@example.org.
Yes. An account with a high-performance rating may be reviewed and granted a higher credit limit. Offsetting your credit balance and loans as and when due is a great way to earn a high-performance rating. For further information, please send us a mail at email@example.com.